Black Friday and Cyber Monday sales have completely shifted the retail bargain season. Until recently, the season of big in-store discounts began with Boxing Day after Christmas, but now it kicks off on American Thanksgiving weekend. We're not complaining: it's now possible to plan your holiday gifts while taking advantage of attractive discounts on popular items, but the question remains: is Black Friday worth it?

Do we still need cash in 2024? The number of transactions made with cash has halved in Canada between 2009 and 2022, now accounting for about 20%, according to figures compiled by the Bank of Canada. Are there benefits to keeping currency in circulation, or should we advocate for a shift to a virtual and contactless economy? This will be explored in the following lines.

The purchase of a second home is often motivated by a desire for nature, peace and tranquility. But in a hot market, is buying a cottage a good investment?

Sorry to add, but inflation has caused consumer prices in Canada to jump by 6.8% in 2022, and current forecasts also call for growth of around 7% in 2023. Misery. The problem is that wages aren't rising as fast in Quebec and Ontario. So do you have to change jobs to improve conditions and maintain purchasing power?

Everyone has in his entourage an acquaintance spends weekends "in Paris" thanks to the points accumulated on his credit card. But how do they do it? What is this magic card? And where is the catch?

Do you have mortgage insurance? This seemingly simple question hides an unsuspected complexity. Why? Because in Canada, what is commonly referred to as "mortgage insurance" refers to two very different products. These two types of protection offer distinct coverages that require a little clarification.

Investing is good, but putting your money in funds that contribute to a fairer and greener future is greener future, it's better. Welcome to the world of responsible investment!

What do you do with your tax return? While in the past it was common to use your refund as a post-tax year reward, thæe current economic climate calls for a more prudent, less playful, but more rewarding approach in the long run! Here are 5 useful and reasonable ideas for using your tax return.

As of April 1, Canadians who want to save for their first home can contribute to the new FHSA, a federal government savings program that is sure to make some people jealous. On paper, the Tax-Free Savings Account for First-Time Homebuyers sounds like an April Fool's Day hoax because it's so beneficial to young and old savers.

There are far happier topics than talking about life insurance or death. But it's the kind of detail you don't want to leave out, especially for your spouse and children.